When you get into a short sale you are not necessarily taking the easy way out. Though they may be father stressful, they can end up benefiting you by getting you into a home that you paid a lot less for then you would have it was just for sale the normal way.
A short sale is usually made when a homeowner believes that they will be going into bankruptcy or that they will have a foreclosure coming. Those two things are terrible for a person’s credit so they decide to put the home on a short sale so they can try to keep their credit up and make some money.
When you are starting to look at these short sales, you may want to consider getting advice from a real estate lawyer. Then, you should get a hold of an accountant so you can talk about special short sale taxes.
You will need to call your lender. Often you will make many phone calls before you can actually talk to the person that deals with short sales. You should not just talk to the department of short sales, but you should talk to the supervisor because that is the person who can make all the decisions.
You should also write a letter of Authorization. This letter makes it so that the lender can disclose your personal information. To get a better result with your agent or lawyer this letter makes it so your lender can discuss to your lawyer or agent about the loan you will get. Some of the things that this letter should include are your name, date, the name of your agent, the property address and the reference number or your loan.
Another thing that will be handy to have is some copies of your bank statements. This way if there are any unusual things you can discuss with your lender about them. The lender is going to probably want to know about the deposits you receive too so they can decide if the deposits will keep coming.
How many times have you fobbed off forgetting a name with the excuse, “Oh, I’ve got such a poor memory. I have a terrible time with names.”
It’s pretty pathetic, actually– as if you had no control over your ability to remember names. But if you’d like to start remembering names and quit using lame excuses, you can start by taking responsibility for yourself. Find out the real reasons you forget-it’s probably not poor memory at all. See if the items below apply to you.
Assess Your Attitude. If tell everyone you can’t remember a name after ten minutes, guess what you’ll do? You’ll forget names after ten minutes. It’s called a self-fulfilling prophecy. If you want to start remembering faces and names, you’ll have to toss out your handy crutch of “poor memory.” Start selling yourself as one of those people who remembers, instead.
So, quit the excuses. No more “I’m terrible with names,” or “I’ve got a poor short-term memory.” Giving up excuses, of course, is a risk, since you’ll have to take responsibility if you do forget. But think about this. Many people read your excuses differently short start-up names. They may see you as actually emphasizing your unprofessional behaviour, or habitual rudeness.
Not Paying Attention. If you continually forget names and faces, it may have nothing to do with your memory at all. It’s often about paying attention. You’re just not focussing your attention on the person you’ve met. Your focus is on yourself, rather than on them-in fact you’re having an inner conversation with yourself. Its things like, “Oops, did I remember to turn off the stove before I left for work?” Or, “Is this outfit too tight? How do I look?” Or, “Did the boss read my report yet?” No wonder you can’t remember their name. You haven’t even registered the name, let alone stored it in your memory.
The solution? When you meet somebody, take a deep breath and let your worries go. Concentrate completely on this new person so that you can retain information about their name. Focus completely on this new acquaintance.